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Social grants and loans: Help is close at hand

When life gets really tough and you need to seek help from the state, what do you do? If you go to government for help, you can do one of two things: you can apply for a grant or you can apply for a loan. If you apply for a grant, you do not have to pay back the money you received. If you apply for a loan, you will have to pay back the money you received.
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Local Elections
By only making an X, people with valid SA identity documents (ID) and who have registered as voters, will once again make a difference by voting in the coming municipality elections. The official date for the election has not been announced, but Independent Electoral Commission chief electoral officer Advocate Pansy Tlakula said it will be any time between 7 December and 6 March 2006.